{"id":24,"date":"2021-03-28T04:00:00","date_gmt":"2021-03-28T10:00:00","guid":{"rendered":"https:\/\/www.rhworthingtongroup.com\/blog\/?p=24"},"modified":"2021-03-28T17:29:26","modified_gmt":"2021-03-28T23:29:26","slug":"4-tips-to-prepare-for-insuring-your-valuables","status":"publish","type":"post","link":"https:\/\/www.rhworthingtongroup.com\/blog\/4-tips-to-prepare-for-insuring-your-valuables\/","title":{"rendered":"4 Tips to Prepare for Insuring Your Valuables"},"content":{"rendered":"

Do you know the best way to insure your valuable belongings? There are some key things you’ll need to keep in mind and do to get ready for putting together an insurance policy. Expert agents at RH Worthington Group of the greater Milford, PA area will be able to discuss your needs and help you get the right amount and type of coverage. <\/span><\/p>\n

Notice What Your Homeowners Policy Doesn’t Cover<\/span><\/strong><\/h3>\n

It’s important to note that home insurance may have some coverage for your personal items on your property, but it will likely leave a lot to be desired. You may have a serious coverage gap when certain items’ value is higher than the limit on your policy. <\/span><\/p>\n

Ask About a Separate Policy<\/span><\/strong><\/h3>\n

That’s why it’s a good idea to have a separate policy for scheduled personal property. You’ll get higher limits and should have coverage for different risks that aren’t in your standard policy. You can have it set for particular items and their appraised value amounts. Examples of these items include jewelry, antiques, musical instruments, collectibles, and fine art. <\/span><\/p>\n

Take an Inventory<\/span><\/strong><\/h3>\n

Go around your home and inventory the items for which you’d like to have insurance coverage. You might photograph them and bring in receipts when you visit the insurance agent. <\/span><\/p>\n

Repeat the Process <\/span><\/strong><\/h3>\n

It would be best if you took an inventory at least once a year, keeping your insurance agent informed of new personal items you’d like added to the policy. This way, you’ll avoid stress later on when you realize you cannot get the funds to replace some things that have become damaged or stolen. <\/span><\/p>\n

RH Worthington Group has your best interests in mind. Serving the residents of Milford, PA, we’re proud to offer protection against loss and damage in your home. <\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Do you know the best way to insure your valuable belongings? There are some key things you’ll need to keep in mind and do to get ready for putting together an insurance policy. Expert agents at RH Worthington Group of the greater Milford, PA area will be able to discuss your needs and help you […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[6,7],"class_list":["post-24","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-milford-pa","tag-rh-worthington-group"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t