The business owner’s policy (BOP) provides the four most essential policy types in one bundle for a reduced premium payment than you would be charged for separately purchasing each policy. It provides the foundation on which all other commercial policies are added.<\/p>\n
RH Worthington Group, serving Milford, PA, wants you to carry the insurance that will protect your business. The types of commercial insurance you need vary depending on your business type. A dry cleaner would need different policies than a doctor’s office. The one commonality all share is the need for a business owner’s policy.<\/p>\n
The BOP provides the foundation for all other policies. It includes liability coverage, personal property protections, structural property protections and covers the business for damage from specifically named perils. Those perils typically include hail, hurricane, fire, tornado, etc.<\/p>\n
These insurance types form the four corners of the foundation of every commercial policy. Every business needs these. The beauty of the BOP is that you can add on any other commercial policies you need, whether malpractice for a doctor or inland marine insurance for a dry cleaner.<\/p>\n
The BOP also saves you about 20 percent of the premium cost of purchasing these four essential policies separately. This helps every business since most have tight budgets.<\/p>\n
You can customize the amount of coverage in your BOP. They all contain the same four policies, but you can set the amount of coverage you desire. Your business might require a $1 million liability policy, and you can have that within your BOP.<\/p>\n
Contact RH Worthington Group, serving Milford, PA, today to learn more about insuring your company with a BOP. We can help you determine which of the more than 20 varieties of commercial insurance you need to add to it, too.<\/p>\n","protected":false},"excerpt":{"rendered":"
The business owner’s policy (BOP) provides the four most essential policy types in one bundle for a reduced premium payment than you would be charged for separately purchasing each policy. It provides the foundation on which all other commercial policies are added. RH Worthington Group, serving Milford, PA, wants you to carry the insurance that […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[6,7],"class_list":["post-26","post","type-post","status-publish","format-standard","hentry","category-commercial-insurance","tag-milford-pa","tag-rh-worthington-group"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t