{"id":50,"date":"2022-04-29T04:00:00","date_gmt":"2022-04-29T10:00:00","guid":{"rendered":"https:\/\/www.rhworthingtongroup.com\/blog\/?p=50"},"modified":"2022-05-10T15:14:04","modified_gmt":"2022-05-10T21:14:04","slug":"what-is-a-business-owner-s-policy-bop","status":"publish","type":"post","link":"https:\/\/www.rhworthingtongroup.com\/blog\/what-is-a-business-owner-s-policy-bop\/","title":{"rendered":"What is a business owner&#8217;s policy (BOP)?"},"content":{"rendered":"<p><span style=\"font-size:11pt\"><span style=\"font-family:&quot;Calibri&quot;,sans-serif\">The most common type of commercial insurance, the BOP, provides the four most common types of commercial insurance for a single reduced price. This is the policy that most businesses start with since it provides the foundational insurance they need, and each business can add to the BOP as needed.<\/span><\/span><\/p>\n<p><span style=\"font-size:11pt\"><span style=\"font-family:&quot;Calibri&quot;,sans-serif\">If you just opened a Milford, PA business, RH Worthington Group can help you insure it. We recommend starting with a BOP and adding to it. That&rsquo;s because you&rsquo;ll save money by beginning with the BOP and that saving&nbsp;carries over when you add other policies to the package.&nbsp;<\/span><\/span><span style=\"font-size:11pt\"><span style=\"font-family:&quot;Calibri&quot;,sans-serif\">Whether you need glass or boiler insurance or an umbrella policy after having maxed out your potential coverage for business liability, you can add it to the BOP. You&rsquo;ll also benefit from any package discounts provided by our company.<\/span><\/span><\/p>\n<p><span style=\"font-size:11pt\"><span style=\"font-family:&quot;Calibri&quot;,sans-serif\">Regardless of the underwriter used, a BOP always costs less than buying the four policies separately. For some businesses, such as a home-based independent contractor, a BOP may be the only insurance needed.&nbsp;<\/span><\/span><span style=\"font-size:11pt\"><span style=\"font-family:&quot;Calibri&quot;,sans-serif\">This makes it easy for you when you open a new business. It also means you do not need to change your foundational policy when you add new services or products to your business. You can just add to the existing BOP.&nbsp;<\/span><\/span><span style=\"font-size:11pt\"><span style=\"font-family:&quot;Calibri&quot;,sans-serif\">You might not think about expansion when you&rsquo;re planning to open your business for the first time, but we believe in you! You can reach the point of expanding your business and we can help.<\/span><\/span><\/p>\n<p><span style=\"font-size:11pt\"><span style=\"font-family:&quot;Calibri&quot;,sans-serif\">Let us help you get started with a BOP and help you determine if you need other policies. Contact RH Worthington Group serving Milford, PA for more information.<\/span><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The most common type of commercial insurance, the BOP, provides the four most common types of commercial insurance for a single reduced price. This is the policy that most businesses start with since it provides the foundational insurance they need, and each business can add to the BOP as needed. If you just opened a [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[6,7],"class_list":["post-50","post","type-post","status-publish","format-standard","hentry","category-commercial-insurance","tag-milford-pa","tag-rh-worthington-group"],"_links":{"self":[{"href":"https:\/\/www.rhworthingtongroup.com\/blog\/wp-json\/wp\/v2\/posts\/50","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.rhworthingtongroup.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.rhworthingtongroup.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.rhworthingtongroup.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.rhworthingtongroup.com\/blog\/wp-json\/wp\/v2\/comments?post=50"}],"version-history":[{"count":1,"href":"https:\/\/www.rhworthingtongroup.com\/blog\/wp-json\/wp\/v2\/posts\/50\/revisions"}],"predecessor-version":[{"id":51,"href":"https:\/\/www.rhworthingtongroup.com\/blog\/wp-json\/wp\/v2\/posts\/50\/revisions\/51"}],"wp:attachment":[{"href":"https:\/\/www.rhworthingtongroup.com\/blog\/wp-json\/wp\/v2\/media?parent=50"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.rhworthingtongroup.com\/blog\/wp-json\/wp\/v2\/categories?post=50"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.rhworthingtongroup.com\/blog\/wp-json\/wp\/v2\/tags?post=50"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}