Umbrella insurance is a type of supplemental coverage that enhances the protection provided by your existing insurance policies. If you have a home policy and an auto policy, adding an umbrella policy can offer additional coverage without modifying each individual policy. This extra layer of protection is especially useful for covering costly accidents that exceed the limits of your primary policies. With the rising costs of accidents, having umbrella insurance can provide peace of mind. To get started with an umbrella policy, contact us at RH Worthington Group in Milford, PA.

Why Choose Umbrella Insurance for More Liability Coverage?

Home and auto policies often come with limited liability coverage, which may leave you financially vulnerable in the event of a major accident. Medical expenses and other costs continue to rise, making it crucial to have sufficient liability protection. Umbrella insurance adds a substantial layer of liability coverage to both your home and auto policies, ensuring you are better protected. These policies typically offer high maximum payouts, providing robust financial security.

How Umbrella Insurance Covers Overages

If your home or auto policy reaches its maximum payout after an accident, umbrella insurance steps in to cover the remaining costs. This ensures that any overages are paid, so you won’t have to shoulder the financial burden yourself. Umbrella insurance acts as a safety net, providing additional coverage when your primary policies fall short.

Get Started with Umbrella Insurance

If you need more liability coverage, we’re here to help. Contact us today at RH Worthington Group in Milford, PA, to learn more about umbrella insurance and how it can protect you.