3 Reasons To Look Over Home Insurance Policies Carefully

RH Worthington Group is an independent agency. We are committed to helping Milford, PA residents obtain the coverage they need to protect their assets. We offer our clients custom policies so that they can obtain coverage that fits their individual needs. We hope to establish a long-lasting relationship with you.

Reasons To Look Over your Home Insurance Policy

Your Milford, PA residence is a significant investment. You’ve likely worked hard to obtain such a valuable asset. Home insurance covers your property against potential damages. You are covered if your home suffers interior damage such as the walls or flooring. You are also covered if your home suffers damage to the exterior structure such as your roof. Most home insurance policies also cover any damage to detached structures such as a shed or garage. All of your prized possessions inside the home are covered if they are stolen or vandalized. Consider taking inventory, as that will make things easier if your personal items suffer damage. Liability coverage protects you if someone is injured on your property. You are also covered if you accidentally damage your neighbor’s property. Be sure to look over your policy carefully to avoid potential issues.

Alternative Living Coverage

Alternative living coverage helps you find a temporary place to stay while your home is repaired. This coverage gives you peace of mind in the event that your home suffers serious damage.

Flood Damage

Your home insurance policy likely does not cover flood damage. Flood damage occurs when heavy rainfall or severe weather moves into the area and damages an entire section of a community. Flood damage differs from water damage, which may be drainage issues.

Luxury Items

If you have any fur or other luxury items at your property, be sure to amend your policy. That’s the only way to fully cover those items if they are damaged.  

RH Worthington Group Will Help You Protect Your Assets

Contact our office to learn more information about home insurance.