Do You Need Commercial Insurance When Starting a Food Truck Business?

Food truck businesses are a great way to provide convenient and tasty menus to customers in Milford, PA. If you already have a food truck business or are considering opening a mobile diner, let the team at RH Worthington Group help you get the commercial insurance you need. 

Commercial Insurance for Your Food Truck Business

To operate a food truck business in Milford, PA, iyou must have commercial insurance. You will need general liability insurance and commercial auto insurance since you will be accessing public roads.

About General Liability Insurance

General liability insurance is important because it is the financial protection your business needs. If your food truck is involved in an accident that injures a customer, liability insurance steps in to protect your business. Liability insurance also provides protection involving property damage and negligence. 

About Commercial Auto Insurance

Commercial auto insurance is required before you can legally access public roads. Your personal insurance that covers your regular vehicle cannot be used for your commercial vehicle. Commercial auto insurance is necessary to cover accidents, injuries, and property damage resulting from an encounter with your food truck. This insurance also protects against other incidents, such as fires, theft, and electrical hazards.

Other Things You Will Need for a Food Truck Business

Along with general liability insurance and commercial auto insurance, you will also need a business license, food safety permits, and a seller’s permit. 

Contact Us

RH Worthington Group can help ease the stress of choosing commercial insurance. Call us for information about food truck coverage, what you need to operate legally in Milford, PA, and a quote. We have the right recipe for your business needs.